Blog and Updates

Is it time to refinance?

Is it time to refinance?

With mortgage rates at an all-time low, now is a great time for homeowners to think about refinancing!  If you have a current bank, or other financial professional you trust, please reach out to learn if you can enjoy the benefits of achieving your freedom sooner.

If you are in Texas, and do not have an existing relationship, in times like these, it only makes sense to do business locally with experts who really know your market. Our Strategic Partner at Smart Families Trust Zeus™ (they only work in Texas). If you are not in the State of Texas, please contact your local lender or reach out to us for help. is the local lender that you can trust to help you achieve your dreams.


Apply online, by phone, or in person. Our expert Lending Specialists are ready to guide you through a smooth and speedy transaction. Real estate re-financing doesn’t have to be complicated and stressful.


  • Maybe you want to extend the term of your mortgage and have lower payments now.
  • Maybe you’d like to shorten the term of your loan and pay less over time.
  • You might even be able to reduce or remove private mortgage insurance (PMI) as well.
  • In many cases, the cost to refinance is rolled over into your new loan; so there’s virtually nothing you’ll need to pay.
  • And while you’re at it, you can probably skip a couple of payments!

So Many Reasons to Love Zeus for Personal Home Financing

  • Interest Rate Protection Plan™
  • Principal Reduction PLUS™
  • Lifetime Mortgage Warranty™
  • Elite Professional Service

You Can Count on Us…Our Numbers Prove It

For nearly 20 years, through good times and bad, families and investors have counted on Zeus. During that time, we have funded nearly $4 billion in loans in over 15,000 transactions.

You Have Our Word On It

We’ve mastered the complexities of SIMPLICITY.
We know that hearing is one thing and LISTENING is another.
We don’t overwhelm our customers with paperwork. We overwhelm them with SERVICE.
We measure our SUCCESS by how you measure our service.
We believe in doing a good job – even when no one is LOOKING.
We’ve found that the best vision is INSIGHT.
We not only give our word, we KEEP OUR WORD.
If we mess up, WE FESS UP.
Actions speak louder than words, so COME SEE US IN ACTION.

Brad Rugen
Team Lead & Senior Loan Specialist
NMLS #1123892

Adaptive Training Foundation

David Vobora – Founder – Adaptive Training Foundation

David grew up with a football in his hands and the NFL in his dreams. His path to the NFL, however, was anything but simple. After playing football at the University of Idaho, he was the last pick in the 2008 draft earning him the not-so-coveted title of Mr. Irrelevant. David used this underestimation of his skills and abilities to his advantage during his 4-year career with the St. Louis Rams and the Seattle Seahawks. 

David’s career wasn’t over after he hung up his jersey in 2012. On the contrary, it was just beginning. Upon retiring from the NFL, he opened Performance Vault — a sports performance training center aimed at helping rebuild wounded warriors whose potential was grossly unrecognized by society. Listen to his talk at our 2020 Summer Event.

Summer 2020 Client Event Recap

What a success! Thank you for those that traveled in person to attend our client event in August at La Cima Club in Irving, Texas. We got to connect with old friends and meet some new ones as well. We know many of you may not be ready to travel or had scheduling conflicts so we are happy to bring you the discussions and content virtually. We hope you enjoy the learning and feel free to reach out to us if you have any questions. We will post videos of the individual sessions that we hosted, we hope you enjoy the content.

Teresa Gast
Chief Executive Officer
Privus Financial

Jason Kos – Executive Board Member and Senior Advisor at Culture Index  

We kicked off our event with an introduction to Human Analytics from Jason Kos with Culture Index. We are big fans of Culture Index and Jason walked through the value of people and team alignment within any business. He then explained how Culture Index measures seven work-related traits and the benefits of treating your customers with the Platinum Rule. Treat your customers the way they want to be treated, not how you want to be treated.

Culture Index works exclusively with visionary business leaders to scale and transform their organizations using applied analytical traits assessments. If you would like to learn more about Culture Index please visit their website.

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