Is it time to refinance?

Is it time to refinance?

With mortgage rates at an all-time low, now is a great time for homeowners to think about refinancing!  If you have a current bank, or other financial professional you trust, please reach out to learn if you can enjoy the benefits of achieving your freedom sooner.

If you are in Texas, and do not have an existing relationship, in times like these, it only makes sense to do business locally with experts who really know your market. Our Strategic Partner at Smart Families Trust Zeus™ (they only work in Texas). If you are not in the State of Texas, please contact your local lender or reach out to us for help. is the local lender that you can trust to help you achieve your dreams.


Apply online, by phone, or in person. Our expert Lending Specialists are ready to guide you through a smooth and speedy transaction. Real estate re-financing doesn’t have to be complicated and stressful.


  • Maybe you want to extend the term of your mortgage and have lower payments now.
  • Maybe you’d like to shorten the term of your loan and pay less over time.
  • You might even be able to reduce or remove private mortgage insurance (PMI) as well.
  • In many cases, the cost to refinance is rolled over into your new loan; so there’s virtually nothing you’ll need to pay.
  • And while you’re at it, you can probably skip a couple of payments!

So Many Reasons to Love Zeus for Personal Home Financing

  • Interest Rate Protection Plan™
  • Principal Reduction PLUS™
  • Lifetime Mortgage Warranty™
  • Elite Professional Service

You Can Count on Us…Our Numbers Prove It

For nearly 20 years, through good times and bad, families and investors have counted on Zeus. During that time, we have funded nearly $4 billion in loans in over 15,000 transactions.

You Have Our Word On It

We’ve mastered the complexities of SIMPLICITY.
We know that hearing is one thing and LISTENING is another.
We don’t overwhelm our customers with paperwork. We overwhelm them with SERVICE.
We measure our SUCCESS by how you measure our service.
We believe in doing a good job – even when no one is LOOKING.
We’ve found that the best vision is INSIGHT.
We not only give our word, we KEEP OUR WORD.
If we mess up, WE FESS UP.
Actions speak louder than words, so COME SEE US IN ACTION.

Brad Rugen
Team Lead & Senior Loan Specialist
NMLS #1123892

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